Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. We work with you to determine your short-term and long-term financial goals. Create a sample plan for monthly budget, spending plan and getting out of debt.
Obligations are usually considered financial responsibilities, often in the form of a contract, such as a mortgage or auto loan. When you’re facing financial hardship, it may seem like your only option is to choose which bills you can afford to pay month-to-month, at least until you find a way to make ends meet. But there are programs designed to help you meet your financial obligations and preserve your personal credit — even when your income takes a hit due to circumstances beyond your control.
We encourage you to use the budget tracking and planning tools to better organize your financial goals.